Enhance Your Benefits Package with DeltaLife

Posted on October 1, 2024 in Insurance

Many business owners want to help employees feel financially protected and supported. Investing in benefits that can make an impact shows that you care about their well-being and job satisfaction. Have you considered what changes could be made to your benefits package to achieve these goals?

Delta Dental of Iowa, in partnership with OneAmerica Financial, offers DeltaLife plans —affordable life and disability insurance options designed to protect the financial well-being of your employees and their families.

Why Life and Disability Insurance Matter

Life is unpredictable, and while we can't control every situation, we can provide employees with a safety net when they need it most. Life and disability insurance provides financial protection for illness, injury, or death.

For some employees, knowing their families will be cared for in their death or disability can be a factor in deciding where to work. Employers may add life and disability insurance to their benefits package for the employees' long-term financial security while also boosting loyalty and morale at work.

DeltaLife: Life and Disability Plans 

DeltaLife plans are designed to be flexible, affordable, and beneficial for employees and businesses. We've partnered with OneAmerica Financial, a reputable Midwest-based national insurance provider with 145 years of industry experience, to offer comprehensive coverage options for both small and large businesses. DeltaLife plans can be tailored to meet your unique needs.

Coverage typically includes:

• Life insurance – either employer-paid or voluntary options to protect the employee’s finances and care for loved ones after they’re gone.
• Disability (Short-Term and Long-Term) – coverage to help replace an employee’s lost income due to illness or injury.
• One Lump Sum Disability Insurance – supplemental income protection to help with disability-related costs like medical bills and day-to-day living expenses.

Options for All Business Sizes

DeltaLife plans offer a lot of flexibility for employers of every size. Plans with relaxed underwriting requirements are available for employers with 50 or fewer employees. This feature allows smaller businesses to offer competitive benefits at affordable rates. We also offer an online claims submission process and additional services like Employee Assistance Programs (EAP) and Travel Assistance.

Invest in Your Employees

Adding life and disability insurance to your company benefits package supports employees' financial wellness and overall well-being. It helps your team feel secure, valued, and supported, which creates a workplace culture where employees can thrive. With life and disability insurance plans from DeltaLife, you can finally offer comprehensive and affordable coverage that meets the needs of your business and your employees.

Learn more by exploring DeltaLife plans from Delta Dental of Iowa today.