5 Ways to Manage Dental Benefits in 5 Minutes

Posted on September 26, 2023 in Insurance

You can get a lot done in five minutes, including simple but important insurance tasks. As a Delta Dental of Iowa member, a few free moments are all you need to manage your dental benefits.

Ways to quickly manage your dental benefits

1. Access your dental insurance ID card

Don’t lose your dental insurance ID card with the dozens of other cards you have in your wallet. Delta Dental of Iowa makes it easy to keep track of your coverage on your smartphone. All you need to do is download the Delta Dental app to your iPhone or Android device. Once you log in, simply click the “ID Card” icon on the far right.

Pro tip: At some dental offices, you may not need your member ID.  Most offices can quickly and easily pull up your Delta Dental benefit information for you.

2. Change your coverage 

If you’ve just experienced a qualifying life event, such as a birth or marriage, you can add or subtract dependents to your coverage. If you receive benefits from your employer, talk to your human resources department and they can provide the proper paperwork to expedite the process.

If you have an individual plan, contact the Delta Dental of Iowa customer service team. They can help you add or remove people from your plan if you have a qualifying life event.

3. View your claims

In terms of dental insurance, a claim is a formal request submitted by either the insured individual or their dental provider to an insurance company for reimbursement of dental expenses covered by the insurance plan. As a member, you likely won’t deal with filing claims often, if at all when you see an in-network provider.

If you have questions about the status of a claim, you can access it online. Login to our secure Member Connection to access bills, eligibility, claims, and more. Plus, online access gives you the option to print your claim, if needed. 

4. Budget for an upcoming procedure 

If you have an upcoming dental procedure, you may be wondering how much it will cost. Instead of  searching the internet, use our Dental Care Cost Estimator. This tool can give you an estimate for common dental care needs. Enter your zip code and procedure, and let the budgeting begin!

*Actual cost of any procedure will depend on factors such as providers and coverage. 

5. Use Delta Dental of Iowa online resources

At Delta Dental of Iowa, we understand your time is valuable. That’s why we make it easy to find the answers to many questions you may have with our Delta Dental FAQ’s.

In addition to FAQ’s, our website has other handy resources such as Get A Quote (if you are looking to purchase dental insurance on your own and not through an employer), Find a Dentist, and more. Take a few minutes to look at the member's site to see how to manage your dental benefits in one place.

If you’re not a Delta Dental of Iowa member, check out our plans for individuals and families, retirees, and small businesses.