2025 Small Business Plans
Thank you for choosing Delta Dental of Iowa for your small business clients’ dental, vision, legal, life and disability benefits. We are pleased to offer your clients flexible benefits that help improve the health and smiles of their employees.
What's Changing for 2025
- Updated Benefits Certificates, including:
- Maximum out-of-pocket amounts have increased to $425 per child/$850 per family for Plus plans
- See the full list of changes here
- Now offering two legal plan options:
- UltimateAdvisor®
- UltimateAdvisor PlusTM
Rates for 2025
- Dental rates have been updated for 2025 and vision rates did not increase
- Voluntary rates are available so employers can offer coverage at no cost to them
- View the 2025 rates now
Dental Plans - choose between Employer Choice or Employee Choice plans
- Employer Choice Plans:
- Traditional and most popular dental plans, employer chooses one plan to offer to all employees.
- Plans can be offered as employer contribution or voluntary.
- Automatically includes To Go Annual Maximum Carry Over, which allows employees to carry over a portion of their unused annual benefit maximum from one benefit period to the next.
- Employee Choice Plans:
- Employee chooses the plan that meets their needs.
- Monthly premiums are deducted via payroll through their employer.
- Voluntary benefit only.
Vision Plans - allow for customization
- Pick a lens copay: $10 or $25
- Select frame/contact lens allowance: $130, $150 or $200
- Choose to offer Funded or Discounted Fit and Follow-up Exams
- Or offer a Materials Only plan with frame allowance option of $130, $150 and $200
- Take a closer look
- Additional plan option is the One & Sun Plan
Legal Insurance - you can offer your clients comprehensive legal insurance and identity theft protection for their employees. Click here to learn more about the two plan options available.
Life & Disability Coverage - your clients can ensure their employees have access to affordable voluntary and employer-paid life insurance and disability coverage with DeltaLife®. Click here for more information and rates.
2025 Forms and Small Business Brochures
2025 Product Documents
Click on the links below to view specific benefit certificates and plan summaries.
Employer Choice Plans
Delta Dental Premier Prime Plans
(no ACA pediatric dental benefit)
Delta Dental PPO plus Premier Prime Plans
(no ACA pediatric dental benefit)
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Delta Dental Premier Plus Plans
(includes ACA pediatric dental benefit)
Delta Dental PPO plus Premier Plus Plans
(includes ACA pediatric dental benefit)
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Employee Choice Plans
Delta Dental PPO plus Premier Prime Plans
(no ACA pediatric dental benefit)
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Delta Dental PPO plus Premier Plus Plans
(includes ACA pediatric dental benefit)
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DeltaVision Insight Plans
$130 Frame Allowance
Plan Summaries
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Benefit Certificates
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$150 Frame Allowance
Plan Summaries
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Benefit Certificates
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$200 Frame Allowance
Plan Summaries
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Benefit Certificates
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One & Sun
Plan Summary
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Benefit Certificate
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